A Truth You Cannot Afford to Ignore

Let us talk about one of the most expensive things you will ever own: your life currency, not the dollars in your wallet, not the credit score you pretend is higher than it is. I am talking about the real stuff — the things you cannot get back once they are gone:

Your time.
Your energy.
Your gifts.
Your peace.
Your attention.
Your body.
Your love.
Your mental bandwidth.
Your whole emotional wallet.

If you are grown enough to be reading this, you already know this truth: everything in your life costs you something. And the people, places, and patterns you invest in will either pay you back… or drain you dry.

So the title stands:
Spend it wisely.

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Your Time Has a Price Tag — Act Like It

Some of you treat your time like it is a clearance rack item at a store nobody shops at.
You hand it out.
You give it to people who have not earned it.
You waste it on things that do not feed you.
You stay in rooms that make your spirit itch.

Meanwhile, life is sitting there looking at you like, “Sweetheart… are you serious? This is how you are spending your minutes?”

Listen — you only get so much time. Nobody knows that limit but God. So, why are you spending it on people who do not grow you? On jobs that deplete you? On conversations that steal your peace? On commitments you did not even want in the first place?

Your time is not a donation. Stop giving it away to causes that do not support you.

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Energy Is a Finite Resource — Protect It Like a Bank Account

Think of your energy as emotional currency. Every interaction is a transaction. Some people are deposits — they build you.
Some are withdrawals — they drain you.
And some are overdraft fees disguised as friendships.

Every time you say yes when your soul is screaming no… you are spending energy you do not have.
Every time you rescue somebody who refuses to help themselves… you are throwing your energy into a bottomless pit.
Every time you stay attached to chaos… you are burning through energy that was supposed to be used to build your future.

You cannot be everything to everybody while neglecting the one person who pays the price for every decision: YOU.

So, spend it wisely.

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Your Peace Is Priceless — Stop Letting Folks Bargain for It

If peace were sold in stores, there would be a line wrapped around the building. Peace is everything.
Peace is sanity.
Peace is clarity.
Peace is what keeps you from snapping in a meeting and ruining your livelihood.

So why do we let people bargain us out of our peace like it’s a yard-sale item?

Anybody who costs you your peace is too expensive.
I do not care how long you have known them.
I do not care if they are related to you.
I do not care if you used to be close.
I do not care if you want them to be different.

If they cannot afford access to your peace, do not give them a payment plan.
Close the door.

Spend it wisely.

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Your Love Is Valuable — Do Not Pour It Into Cracked Containers

Here is a word that might sting, but take it anyway: Some of you are giving high-quality love to people who treat it like tap water.

You are over-pouring.
Over-explaining.
Over-trying.
Over-investing.
Meanwhile, they are standing there with a cracked cup, complaining that it never feels full.

Friend, the problem is not your love. The problem is their container.

Love freely — yes, but love with discernment.
Love with boundaries.
Love with wisdom.
Love where it flows both ways.

Do not bankrupt your heart on people who cannot reciprocate. Spend it wisely.

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Your Gifts Are Not Community Property — Stop Discounting Yourself

You are talented.
You are brilliant.
You have skills that people would pay for — if you would stop offering them for free just because someone asked nicely.

Your gifts were not given to you to be tucked away, ignored, or underpriced.
They are tools.
They are blessings.
They are part of your assignment.

If you do not value your gifts, people will treat them like they are worthless.

Invest in yourself.
Charge appropriately.
Show up with confidence.
Use boldly what God gave you.

Spend it wisely.

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A Final Word: You Are the Treasurer of Your Own Life

Ultimately, you are the one responsible for managing the accounts. Life is short, unpredictable, and too precious to be wasted on low-return investments.
You decide where your energy goes.
You decide who gets access.
You decide what gets your time.
You decide what deserves your love.
You decide who earns a seat at your table.

So, straighten your crown, tighten your boundaries, check your emotional bank account, and ensure your subsequent withdrawal or deposit aligns with the life you claim to want. Why? Because everything you have — time, love, peace, energy, talent, wisdom — is currency.

Listen, friend, you’d better start spending it wisely.

Spending it wisely,

Coach Erika